Merchants in need of card-not-present payment processing services as well as those that have B2B businesses.
Bluestone Payments specializes in providing electronic payment solutions to businesses in all types of industries. This company works with many B2B clients and offers card-not-present payment processing services.
Setup Fee: Unknown
Monthly Fee: Unknown
Swipe Rate: Unknown
Keyed-in Rate: Unknown
Early Termination Fee : Unknown
Bluestone Payments is a merchant services provider, and the company was founded in 1997.
It is located in Atlanta, Georgia, and the company’s founder is Linda Rossetti.
Bluestone Payments is a registered ISO of Wells Fargo Bank, N.A., Concord, CA, and First National Bank of Omaha, Omaha, NE.
Bluestone Payments is a merchant account provider and payment processor that is located in Atlanta, Georgia. The company was founded by Linda Rossetti in 1997, and some online directories list Dave Rossetti as its contact person. He serves as the company’s Vice President of Operations.
Bluestone Payments states on its About page that the strives for business relationships that are built upon honesty, integrity, and reliability. In 2020, this company partnered with Payroc, which is a high-growth international payment facilitator and merchant acquirer. Bluestone Payments’ client list is varied, and the company works with merchants in various industries, including restaurants, retail stores, and those that accept MOTO payments.
1029 Peachtree Parkway N., Suite 314 Peachtree City, GA 30269
Merchant Provider Risk Tolerance
Hardware & Software
Bluestone Payments offers a variety of equipment for merchants in need of hardware. This includes:
The Clover Station Duo bundle
The Clover Mini
Mobile POS systems, including credit card terminals and apps
This company can also work with merchants in need of payment terminals, gateways, and shopping cart integrations.
Bluestone Payments offers a few value-added services for merchants, including:
Website design for ecommerce merchants
Social media marketing features
Inventory management software
A gift card program
Supported Payment Types & Services
Merchants that choose Bluestone Payments as their merchant services provider will be able to accept the following forms of payment:
Discloses All Important Terms
Public Pricing Available
The Bluestone Payments website does not have a lot of information available about the company’s payment processing prices and fees. On the company’s Payment Terminals page, it mentions credit card processing rates as low as 3.79%.
However, Bluestone Payments also advertises a program it offers called the Choice Program or RewardPay Choice. This program is a surcharging model that allows businesses to lower their processing costs by adding a credit card fee to the customer’s final sale price. This program can be used to offer discounts to customers who choose to pay with cash or checks.
Bluestone Payments claims to be able to save merchants as much as 90% on their credit card processing costs.
Mobile Payment Rate
Virtual Terminal Rate
Payment Gateway Fee
Early Termination Fee
PCI Compliance Fee
Equipment Lease Terms
Address Verification Service (AVS)
Account Setup Fee
Gateway Setup Fee
Bluestone Payments offers contracts to merchants that have 48-month terms. This is called the “initial term” that automatically renews for an additional 24 months unless the services are canceled before the contract automatically renews.
Early termination of services will incur an early termination fee as liquidated damages unless this is prohibited by local laws. The termination fee will be $595 or the maximum amount set by local laws. If the company terminates the agreement, the termination fee will be $1,500.
Upon termination of services, all equipment must be returned to the company within 14 days at the merchant’s expense. Otherwise, the merchant’s account will be debited $525 for each piece of equipment.
Early Termination Fee
Getting started with Bluestone Payments is fairly straightforward, although the company does not specify how long it might take to get set up with their services.
Merchants only need to submit a couple of months’ worth of processing statements and an application. Bluestone Payments will submit a report regarding costs and savings, and then if the merchant is in agreement, their merchant account will be open and the proper steps will be taken to prepare the business to accept payments.
Bluestone Payments offers customer and technical support 365 days a year, 24 hours a day. The company website has a Get Started page with a simple contact form for merchants to fill out and get an email response.
Bluestone Payments does not have a profile or a rating with the Better Business Bureau.
Other Online Reviews
There are no other online reviews available for Bluestone Payments by present or former merchant customers. However, it is possible that some of those reviews are left for Payroc, the company Bluestone Payments partners with for processing services.
There are currently no outstanding class-action lawsuits or FTC complaints for Bluestone Payments.
Total Online Reviews
Total Online Complaints
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