Businesses in need of a high chance of approval for payment processing.
Payment processing, point of sale systems and lending services. Beyond POS offers tiered and interchange-plus pricing and advertises its own payment gateway and POS system.
Setup Fee: Unknown
Monthly Fee: Unknown
Swipe Rate: Unknown
Keyed-in Rate: Unknown
Early Termination Fee : None
Beyond Payments is a merchant account provider that has the ability to serve almost any type of business.
They also offer several other services, including lending, payroll and point of sale.
Beyond Payments is known for its own proprietary payment gateway, POS system, and Tend POS.
Beyond Payments was founded in May 2017 by the former CEO of Heartland Payment Systems. Many merchant account providers specialize in certain niches, but Beyond Payments has the ability to provide services to close to any type of business.
They offer payment processing, lending, payroll and POS services to their customers. They offer both interchange-plus pricing and tiered pricing models. In their branding, they typically refer to the company as Beyond, but have also been called Beyond POS and Beyond Payments. They are a registered ISO of Merrick Bank in South Jordan, Utah. According to their website, Beyond POS stands behind what they call 10 Beyond Promises, which include: Protected pricingCorporate responsibilityFlexible contract terms for merchantsTransparent merchant account statementsExceptional client support
902 Carnegie Center Princeton, NJ 08540
Merchant Provider Risk Tolerance
Hardware & Software
Beyond POS is known for its own proprietary payment gateway and POS system as well as Tend POS. They offer both online payment gateway software as well as physical POS systems. They do not have equipment lease terms. They also do not disclose their payment gateway fees.
Value Added Services
In addition to offering POS systems and payment gateways, Beyond POS also provides payroll services and lending services to merchants. This may make this merchant account provider more attractive to merchants who are interested in working with a company that can provide them with more of what they need.
Supported Payment Types & Services
Beyond POS can process all types of credit card payments, debit card payments, ACH payments and e-checks.
Discloses All Important Terms
Public Pricing Available
Beyond POS’ prices and fees include the following:
Swipe rate - Interchange Plus
Keyed-in rate - Interchange Plus
Virtual terminal - Interchange Plus
Payment gateway fee - Undisclosed
Early termination fee - None
PCI compliance fee - Undisclosed
Beyond POS does not indicate publicly what their fees are for technical support, batch fees and rates additional transactions are.
They do advertise that they offer services for level 2 and 3 processing for b2b and b2g transactions. Typically, these levels of processing offer lower interchange rates than other credit card transactions, but that is not made clear for this processor.
Mobile Payment Rate
Virtual Terminal Rate
Payment Gateway Fee
Early Termination Fee
PCI Compliance Fee
Equipment Lease Terms
Address Verification Service (AVS)
Account Setup Fee
Gateway Setup Fee
Beyond POS offers flexible contract terms to their customers. Customers have the ability to choose the contract length that is most appropriate for their business.
Also, Beyond POS does not charge its customers any early termination fees. They are able to get out of their contracts at any time they choose without receiving any penalties for doing so.
Early Termination Fee
Beyond POS is not clear about the process that is undertaken during setup. Their website does not indicate whether merchants need to wait for underwriting to occur or how long it might take to get approved for a merchant account. However, they are known as a payment processor that has some of the highest approval odds.
Once customers have their accounts set up and all equipment is in place, integrated and functioning, any issues can easily be reported to their dedicated customer service team. Merchants can reach them through call or text, and they are available 24 hours a day, 7 days a week. Alternatively, they offer a live chat feature on their website, making it even easier for their customers to reach out.
Beyond POS has an A rating on the Better Business Bureau website. The company has been accredited with the BBB since March of 2018. They have had 0 complaints within the last 36 months.
Beyond Payments has a 5-star rating on Facebook, and there have been 26 reviews completed by merchants who do business with them as of this writing. Customers mention being exceptionally pleased with their customer service, their additional services, such as payroll, and personalized business solutions for merchants.
Other Online Reviews
There are several other websites online that provide high star ratings for Beyond POS as well. They cite their transparency and exceptional products as the basis for their claims.
5 out of 5 Based on the opinion of 26 people
Total Online Reviews
Total Online Complaints
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