Beyond POS Review

Rates and Fees
90/100
Truth in Advertising
92/100
Consumer Reviews
90/100
Customer Support
95/100
5

Best for

Businesses in need of a high chance of approval for payment processing.

Specializes in

Payment processing, point of sale systems and lending services. Beyond POS offers tiered and interchange-plus pricing and advertises its own payment gateway and POS system.

Pricing Summary

Setup Fee: Unknown

Monthly Fee: Unknown

Swipe Rate: Unknown

Keyed-in Rate: Unknown

Early Termination Fee : None

Contract Terms:

Unknown
Visit Beyond POS

Beyond Payments is a merchant account provider that has the ability to serve almost any type of business.

They also offer several other services, including lending, payroll and point of sale.

Beyond Payments is known for its own proprietary payment gateway, POS system, and Tend POS.

Beyond POS Overview

 

Beyond Payments was founded in May 2017 by the former CEO of Heartland Payment Systems. Many merchant account providers specialize in certain niches, but Beyond Payments has the ability to provide services to close to any type of business.
They offer payment processing, lending, payroll and POS services to their customers. They offer both interchange-plus pricing and tiered pricing models. In their branding, they typically refer to the company as Beyond, but have also been called Beyond POS and Beyond Payments. They are a registered ISO of Merrick Bank in South Jordan, Utah. According to their website, Beyond POS stands behind what they call 10 Beyond Promises, which include: Protected pricingCorporate responsibilityFlexible contract terms for merchantsTransparent merchant account statementsExceptional client support

Quick Facts

Head Quarters

902 Carnegie Center Princeton, NJ 08540

Year Founded

2017

CEO

Unknown

Employees

Unknown

Merchant Provider Risk Tolerance

Low Risk Businesses

What We Like

What We Don't Like

Industries Served

  • Online Sellers

Business Types Served

  • Mobile
  • Online

Beyond POS Products & Services

 

Hardware & Software

Beyond POS is known for its own proprietary payment gateway and POS system as well as Tend POS. They offer both online payment gateway software as well as physical POS systems. They do not have equipment lease terms. They also do not disclose their payment gateway fees.

Value Added Services

In addition to offering POS systems and payment gateways, Beyond POS also provides payroll services and lending services to merchants. This may make this merchant account provider more attractive to merchants who are interested in working with a company that can provide them with more of what they need.

Supported Payment Types & Services

Beyond POS can process all types of credit card payments, debit card payments, ACH payments and e-checks.

Beyond POS Payment Processing

  • Cash Transactions
  • Credit Card Processing
  • Debit Card Processing
  • Mobile Payments App
  • Online Payments
  • Payment Gateway

Beyond POS Billing & Invoicing

  • Mobile Payments
  • Online Invoicing
  • Online Payments

Beyond POS Advertising & Sales

 
Beyond POS has in-house sales agents and utilizes traditional marketing techniques to advertise and sell its services. They do not have any independently contracted sales agents; all employees receive w-2s and the option to buy stock in the company. Beyond POS also seems to adhere to a strong policy of transparency regarding its pricing and contract terms. They offer some guarantees regarding fees, but they do not advertise any misleading rate quotes. While they do not disclose all important contract terms, there are no reports of customers learning about any hidden or undisclosed fees.

Truth in Marketing

Discloses All Important Terms

Unknown

Public Pricing Available

Unknown

Beyond POS Pricing, Rates & Fees

 

Beyond POS’ prices and fees include the following:

Swipe rate - Interchange Plus
Keyed-in rate - Interchange Plus
Virtual terminal - Interchange Plus
Payment gateway fee - Undisclosed
Early termination fee - None
PCI compliance fee - Undisclosed

Beyond POS does not indicate publicly what their fees are for technical support, batch fees and rates additional transactions are.

They do advertise that they offer services for level 2 and 3 processing for b2b and b2g transactions. Typically, these levels of processing offer lower interchange rates than other credit card transactions, but that is not made clear for this processor.

Pricing at a Glance

Pricing Model

Unknown

Swiped Rate

Unknown

Keyed-in Rate

Unknown

Mobile Payment Rate

Unknown

Virtual Terminal Rate

Monthly Fee

Unknown

Payment Gateway Fee

Batch Fee

Early Termination Fee

None

PCI Compliance Fee

Equipment Lease Terms

Address Verification Service (AVS)

Application Fee

Account Setup Fee

Unknown

Gateway Setup Fee

Annual Fee

Monthly Minimum

Statement Fee

Beyond POS Contract & Terms

Beyond POS offers flexible contract terms to their customers. Customers have the ability to choose the contract length that is most appropriate for their business.

Also, Beyond POS does not charge its customers any early termination fees. They are able to get out of their contracts at any time they choose without receiving any penalties for doing so.

Contract Length

Unknown

Early Termination Fee

None

Beyond POS Setup & Support

 

Beyond POS is not clear about the process that is undertaken during setup. Their website does not indicate whether merchants need to wait for underwriting to occur or how long it might take to get approved for a merchant account. However, they are known as a payment processor that has some of the highest approval odds.

Once customers have their accounts set up and all equipment is in place, integrated and functioning, any issues can easily be reported to their dedicated customer service team. Merchants can reach them through call or text, and they are available 24 hours a day, 7 days a week. Alternatively, they offer a live chat feature on their website, making it even easier for their customers to reach out.

Setup Highlights

  • Documentation / Knowledge Base

Support Highlights

  • Domestic Phone Support (Business Hours)
  • Email Support

Beyond POS Complaints, Ratings & Reviews

BBB Rating

Beyond POS has an A rating on the Better Business Bureau website. The company has been accredited with the BBB since March of 2018. They have had 0 complaints within the last 36 months.

Facebook Reviews

Beyond Payments has a 5-star rating on Facebook, and there have been 26 reviews completed by merchants who do business with them as of this writing. Customers mention being exceptionally pleased with their customer service, their additional services, such as payroll, and personalized business solutions for merchants.

Other Online Reviews

There are several other websites online that provide high star ratings for Beyond POS as well. They cite their transparency and exceptional products as the basis for their claims.

Ratings

BBB

Unknown

Google

N/A

Facebook

5 out of 5 Based on the opinion of 26 people

Yelp

N/A

Reviews

Total Online Reviews

30+

Total Online Complaints

Unknown

Lawsuits

Unknown

Beyond POS Alternatives

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