HomeReviewsBestMerchant Accounts › Ipad Credit Card Processing

iPad Credit Card Processing

Our Top Picks for The Best Credit Card Processing for Tablets and iPads

  1. Easy Pay Direct
  2. Helcim
  3. Dharma Merchant Services
  4. PaymentCloud
  5. eMerchantBroker

1. Easy Pay Direct

Easy Pay Direct is a merchant account provider that works with all kinds of businesses to process cashless payments including iPad credit card processing. Using an iPad as a credit card processor can be very versatile for your business. For example in a restaurant setting waiters or waitresses can bring them from table to table without customers having to move around to settle their bills. EPD can also help you in the process of being able to take it on the road with you to events for your business. Every digital transaction is recorded seamlessly, making accounting extremely easy for you.

2. Helcim

With Helcim you can accept payments through any terminal or tablet. By logging into your Helcim account, you can either key in the customer's payment info manually or simply select the customer’s card stored in the card vault and run the payment right from your computer, tablet, or phone. This makes processing payments so much easier for you and your customers. If repeat customers have information saved in the vault that comes with your Helcim account, transactions will be processed in seconds with no extra work from you or your customer. They protect the credit card numbers of your customers in the vault so no need to worry about the delicacy of storing credit card numbers.

3. Dharma Merchant Services

Virtual, online, and e-commerce credit card transactions with Dharma are always assessed at the same low rate. Virtual terminals are available, and their processing fees are listed on their websites. Their low transparent interchange rate ensures that you don't overpay for transactions you process. There is no long term agreement required in order to work with Dharma and there are no cancellation fees if you decide to stop. Dharma also does not require a setup or monthly fee along with their services.

4. PaymentCloud

PaymentCloud offers many services for those who choose to process transactions through a device other than a POS system. Accept card-not-present transactions through a secure and compliant web-based application. They offer an integrated virtual terminal for you to utilize in order to process transactions securely. You will also be able to send receipts or invoices easily through text or email. Auto recurring billing is also available to you for any repeat customer transactions on a monthly or weekly basis.

5. eMerchantBroker

EMB can have you approved in a day for a high risk merchant account. If your business has unique needs, they are the unique solution. They will help you process transactions through any device you choose. EMB will provide you with some of the best chargeback and fraud protection to protect your customer's information. EMB offers high risk rates as low as 2.99%. You can be sure your business is in good hands by working with EMB.

A tablet or iPad may be used by many businesses to process credit cards. This is frequently used to enable customers to process payments on their own or to enable employees to process payments while on the go.

Choosing a credit card processor is not always easy. You should spend some time determining what factors you should consider when choosing one.

What is iPad Credit Card Processing?

Credit cards can be processed in a number of different ways. The iPad or tablet that you use as a POS device is known as an iPad or tablet. This device must first be loaded with a payment processor's app before it can be used. Payments will be processed through your device's app. The following are some of the items that these payments may cover:

  • Gift card payments
  • Major network credit cards such as Visa, Mastercard, American Express, and Discover
  • eChecks and ACH payments

Your company will need additional hardware to accept contactless payments and digital wallets like Apple Pay and Google Pay.

Why do I Need iPad Credit Card Processing?

A company may choose to process credit cards on a tablet for a variety of reasons. While you obviously want your customers to be able to pay using these methods, there are other advantages for your company.

Cost Savings

Perhaps your company already makes use of iPads or tablets for other purposes. If you add the ability to process payments to existing hardware, you do not need to buy or lease new hardware.

Mobility

Because of their small size and light weight, tablets are easy to transport. Accept payments from almost any location that has an internet connection. This may be useful if you work for a store and are required to accept payments while on the go. Several of these locations may include:

  • Customer’s residences
  • Trade shows
  • Outdoor markets, fairs, or festivals

Many tradespeople, such as electricians and plumbers, now accept payments via tablets or iPads because they can be paid immediately for quality work.

Small Footprint

It makes no difference if you are not in need of mobility. If you're short on space and prefer to keep a small device on your counter, a tablet or iPad may be a better option. Tablets, despite their size, can be just as powerful and capable of performing many of the same tasks as larger machines.

What to Consider When Choosing a Payment Processor for Tablets and iPad

There are a few additional considerations to make before selecting a payment processor if you choose to process payments via tablet.

Rates and Fees

Because every business is different, you must consider your specific circumstances when deciding which payment processor is best for you. Typically, how do you sell something? Is the majority of your ticket stock large or small? Occasionally or on a regular basis? How much money do you make overall?

As a business owner, these are all important metrics to consider, but they are especially important when choosing a credit card processing company.

Each processor will charge their own set of fees. These are known as "Interchange Fees." These fees are levied by the credit card company when you use it. These charges are not negotiable. Credit card processors levy additional fees, which vary greatly between companies. The following fees should be taken into account:

  • Transaction fee: This fee is usually included in the total cost of the transaction and is a small extra charge.
  • Chargeback fee: If a customer cancels a charge and their credit card company reverses the charge, you will be charged this fee. These fees can be much higher than the others.
  • Termination fee: If you cancel your contract before a certain date, some processors charge a cancellation fee. Keep an eye on this fee.

Any reputable payment processor will disclose the cost of processing a payment. Every little bit helps, which is why the costs must be considered.

Adding a Card Reader

When processing payments with a tablet or iPad, the business may be required to manually enter the credit card number. Even if the card is present, this transaction will be classified as card-not-present.

In general, these transactions are less secure, more vulnerable to fraud, and more vulnerable to chargeback. As a result, processing a card not present transaction costs more than processing a card present transaction. To get around this, you could incorporate a card reader into your computer or phone. There are numerous options.

Choose whether or not to include a small terminal that can accept chip cards. You can also choose not to include the terminal. Many of these devices are hardwired or Bluetooth-enabled, allowing them to be used almost anywhere. I

f you install this type of hardware in your store, you will be able to accept cards that use tap-to-pay technology as well as digital wallet payments. Even if the card is not in your hand, these are still considered card-present payments.

As if the customer were in possession of a physical card, their phone or other device containing their credit card information behaves similarly. Another possibility is to use a small card reader that is compatible with your tablet or iPad.

While you can swipe your cards, you may not always be able to use contactless payment methods. You can always save money by installing a card reader.

PCI Compliance

Card processors must follow certain rules in order to protect the information of their customers. The Payment Card Industry Security Council establishes them each year. As cybercrime becomes more common, the recommendations must evolve to keep up. Failure to follow these rules may result in financial loss for your company.

When choosing a processor, make sure it is "PCI Compliant" to avoid extra costs and to ensure the security of your company's data. Maintaining a healthy lifestyle is the best way to avoid illness.

Application Features

Though processing credit cards is your primary goal as a business, you can add additional functionality by integrating a payment processing app. This means that each application will have its own set of benefits and drawbacks. Using a variety of processors, you can test the software to see what it is capable of. Some things that an application may allow you to do are:

  • Manage store inventories
  • Manage employee schedules, hours, and payroll
  • Manage subscription or recurring payments
  • Create customer accounts for loyalty programs

These features can help you run your business more efficiently while also allowing you to add revenue-generating features. There are also numerous applications available that can be tailored to your specific needs. This will provide your company with even more powerful technology tools to help it run.

Additional Tips for Consideration

Additional Hardware

At the very least, using a tablet and a card reader could help you save money on payment processing. Another factor to consider is the type of hardware required by your company. A receipt printer or one that is integrated into the card reader can be added if desired by a business. While receipts can be sent via text message or email, many customers prefer a paper copy.

If your company has a wide range of products and services, you may want to use a barcode scanner to keep track of them. They will save time because they will not have to spend as much time on this. If you know what you want before you go shopping, you can choose the processor that best meets your needs.

Customer Service

If your company requires services, software, hardware, and low-cost rates, you've found the right payment processor! Great! Consider the processor's reputation and customer service before proceeding. Some payment processors provide live customer service 24 hours a day, seven days a week, while others only do so during normal business hours, such as 9 to 5.

It can be extremely frustrating to be unable to process credit card payments during a busy day. When starting your own business, it is a good idea to have some help. It's also a good idea to use a payment processor that provides multiple ways for you to contact customer service. They may also include a contact form, live chat functionality, and a phone number. You may not think about customer service availability at first, but if your business runs into problems, you will be glad you did.

Reputation

It is critical to select a reputable payment processor. It is critical to choose a payment processor on whom you can rely to stay in business for a long time. A quick search for reviews on the Internet will provide you with information on how other businesses have dealt with the processor.

You should also check with the Better Business Bureau. This could indicate whether or not the company is currently dealing with or has dealt with complaints in the past. It may also indicate the company's longevity. These additional factors may have an impact on your final decision.

Final Thoughts

Businesses that accept credit card payments via tablet or iPad may save money on hardware and have a smaller footprint, which is advantageous. With a tablet or iPad, you can process credit card payments on the go, allowing you to accept payments almost anywhere. Businesses should think about the credit card processor's rates and fees, and they should expect a detailed explanation of the fees.

Because the iPad can process payments, it is recommended that a card reader be added to save money. When it comes to credit card information, security is always a top priority. A PCI-compliant payment processor safeguards both your company's and your customers' data, which is critical for your success.

Aside from payment processing, businesses can benefit from more sophisticated apps to help them run their operations.

Before making a decision, thoroughly research all of your options if you want to get the most out of your payment processor. You can personalize your setup by adding items like receipt printers or barcode scanners. These elements contribute to the overall strength of your company.

It is critical to consider the reputation and accessibility of a credit card processor's customer service when choosing a business partner. If you have problems at work, you'll want to make sure your ability to process payments isn't jeopardized. It is critical to have a business partner who is always willing to help.

Finally, a quick Google search for the processor will yield reviews and other information about the company's history. You may come across something that you were previously unaware of, prompting you to reconsider your position or ask additional questions.

By assessing your company's payment processing needs, you can find a processor that not only meets those needs but may also add value to your operation.

Examining a processor is the most effective way to ensure that your company has a long-term relationship with them. If you are dissatisfied with your payment processor, it will save you from having to repeat the process.

Take a look at our top picks for the best credit card processing apps for your iPad or tablet:

  1. Easy Pay Direct
  2. Helcim
  3. Dharma Merchant Services
  4. PaymentCloud
  5. eMerchantBroker

Merchant Accounts

© SERP
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram