MikeAI

MikeAI offers users convenient methods for transferring money to both bank accounts and credit cards through its mobile application. The process involves several security features to protect user information while maintaining ease of repeatable transactions across multiple devices.

Money Transfer to Bank Accounts

MikeAI provides straightforward instructions for transferring money to bank accounts through its mobile application. To initiate a transfer, users first access the main accounts screen on their device. From there, they select the transfer button located at the bottom of the screen and choose "New" to begin the process.

For individual transfers, users must add the bank recipient's details. This involves specifying whether the payment is for an individual or a business. The system currently supports over 30 fiat currencies for these transactions.

The transfer process also includes several security features. When setting up payments, users have the option to securely store card information by taking a picture of the card's front or using their phone's back to read the details. This stored information allows users to quickly complete future transactions without manually entering card numbers.

After obtaining all necessary recipient details, users enter the amount to be sent and choose the currency from which the funds will be deducted. A note field is available for users to add any personal comments, though it's important to note that this information is not transmitted to the recipient.

The system is designed for easy, repeatable use across devices. Once properly configured, users can manage their transfers from any supported device without needing to reconfigure their setup.

Money Transfer to Credit Cards

The credit card functionality within MikeAI operates through a secure card storage feature that enables users to store payment details directly within the application. To utilize this feature, users have two primary methods for inputting their credit card information: they can either take a clear picture of the front of their card, or leverage their device's camera to scan the card through its back. Upon capturing the card information, users are prompted to save it securely for future transactions. This storage mechanism streamlines the payment process by eliminating the need to manually enter card details for subsequent payments.

When initiating a credit card transfer, users proceed similarly to when sending money to a bank account. They navigate to the transfer page, select "New," and can then choose between transferring funds to an individual or a business. The system maintains the same security protocols for credit card transactions, ensuring that the stored card information remains protected throughout the process.

The amount to be transferred is entered into the specified field, along with the chosen currency for the deduction. A note section is available for users to add personal comments, serving as a convenient reminder system rather than a means of communication between sender and recipient. Once the necessary details are provided, the transfer is processed through the same secure channels used for bank account transactions, maintaining consistency in the payment management experience across both service types.